A UK-based Nigerian professional, Mr. Oluwafemi Sunday Ogunjobi, has alleged that he was arrested in Ibadan over an erroneous double credit by fintech company Afriex Inc., despite refunding the duplicate payment three months before the police action was enforced against him.
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The incident reportedly began on April 28, 2026, when Ogunjobi transferred £320 through Afriex Inc. to his own Guaranty Trust Bank savings account in Nigeria.
According to the account, a system error by Afriex led to the naira equivalent of the transaction, ₦602,067.20, being credited twice into his account.
Afriex allegedly admitted the error in writing on May 2, 2026, when one of its support agents confirmed via WhatsApp that “there was a system issue” affecting the transaction.
Ogunjobi was said to have returned the full duplicate amount on May 4, 2026, through a virtual account provided by Afriex. The company’s own records were also said to have confirmed that all funds were recovered by early May.
Despite the refund, the Inspector-General of Police, acting through the Police Special Fraud Unit, later filed an ex parte motion before the Federal High Court in Lagos in Suit No. FHC/LAG/MISC/763/2026.
The order, issued on June 15, 2026, directed 15 banks to place a 90-day lien on listed accounts and arrest anyone operating them. Ogunjobi’s name reportedly appeared as Entry No. 13 on the list.
Because the order was obtained ex parte, Ogunjobi had no opportunity to be heard before the restriction and arrest directive were issued.
The controversy, however, centres on the fact that the PSFU letter of June 4 and the Federal High Court order of June 15 were both issued after Ogunjobi had allegedly returned the duplicate payment on May 4.
It was alleged that Afriex failed to inform the PSFU, the court or GTB compliance that the funds had already been returned and that the matter had been resolved.
Afriex was also said to have made three written commitments to address the issue, including its May 2 WhatsApp admission of a system fault, an official email on June 28, 2026, confirming that the lien issue had been escalated, and a follow-up email on June 30, 2026, promising that the restriction would be lifted.
The company allegedly failed to follow through on those assurances.
GTB reportedly confirmed in writing on July 3, 2026, that its internal restriction had been lifted, leaving the court order, which Afriex allegedly failed to correct, as the outstanding issue against Ogunjobi.
On August 4, 2026, Ogunjobi visited the GTB branch in Agbowo, Ibadan, where he was arrested pursuant to the court order and later detained at Sango Police Division.
While he was in custody, Afriex’s support bot allegedly denied knowledge of any lien, contradicting the company’s earlier emails, while its chat system reportedly auto-closed the conversation.
Three lawyers were said to have intervened before Ogunjobi was released at about 6:50 p.m., on the condition that he report to the Lagos Anti-Fraud Unit the following morning.
The obligation to report and the court proceedings, which were said to have been adjourned to October 21, 2026, remain active.
Ogunjobi also alleged that he suffered an unexplained deduction of about ₦50,850 above the disputed amount, loss of access to his funds for periods, legal and travel expenses, reputational damage arising from a public arrest, and severe emotional distress.
Those familiar with the matter said documentary evidence exists to support the claims, including receipts, bank records, Afriex emails and WhatsApp admissions, a GTB clearance letter, the PSFU letter and the certified court order.
The case raises questions over fintech dispute resolution, the duty of companies to correct complaints already reported to law enforcement agencies, and the risk of customers facing criminal consequences after refunding funds allegedly received through system errors.
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