Hon. Justice Anthonia Ubaka of the Lagos Judicial Division of the National Industrial Court of Nigeria has ordered Niger Insurance to pay Mrs Charity the sum of N17.1m, being the outstanding terminal benefits and entitlements of her late husband, late Mr Christopher.
![](https://thenigerialawyer.com/wp-content/uploads/2026/06/ELLAN.png")
![](https://thenigerialawyer.com/wp-content/uploads/2026/05/2026-Summer-IDRI-Masterclass.jpg")
The Court declared that Mrs Charity is entitled to the outstanding sum of the terminal benefits of her late husband, the late Mr Christopher, from Niger Insurance.
Justice Ubaka further awarded the sum of N500k cost against Niger Insurance and ordered that all sums must be paid within 30 days, failing which the judgment sum shall attract 10% interest per annum.
From facts, the claimant, Mrs Charity, had submitted that her late husband was an employee of Niger Insurance who died in June 2015 and that the company, through a letter in October 2015, informed her that the terminal benefits payable to her late husband amounted to N46.1m.
Mrs Charity Ojakovo pleaded that after signing the withdrawal of service claim documents alongside her children, Niger Insurance only paid the sum of N29m in instalments between 2016 and 2022, leaving an outstanding balance of N17.1m, which the company failed and refused to pay despite repeated demands.
Mrs Charity further averred that the refusal of Niger Insurance to pay the outstanding terminal benefits caused her severe hardship, emotional trauma, and financial difficulties, and urged the court to grant the relief sought.
However, Niger Insurance neither entered an appearance nor filed any defence despite being served with the originating processes and hearing notices by the Court.
Delivering judgment after careful consideration of the evidence before the Court, Hon. Justice Anthony Ubaka stated that the Niger Insurance has not denied that the late Mr Christopher has been fully paid his terminal benefit, and held that the unlawful withholding of the outstanding terminal benefit of the late Mr Christopher was wrongful and illegal.
The Court held that the letter issued by Niger Insurance acknowledging that the sum of N46.1m was due as terminal benefits to the late Mr Christopher constituted a clear admission of indebtedness under the law.
Justice Ubaka stated that, having admitted the indebtedness and having paid only N29m out of the agreed terminal benefits, Niger Insurance had a duty to pay the outstanding balance of N17.1m to Mrs Charity.
“Order Your Copy Now” — Basil Momodu, Esq. Unveils Second Edition Of His Book, "Civil Procedure In Nigeria"
According to the learned author, Basil Momodu Esq. "Law review is a continuum. We will continue to track changes in the law to enrich future editions." Recommended Booksellers: Lagos: 08033855230, Abuja: 08035991379, and others.
_______________________________________________________________________
“Enhance Legal Practice With Authoritative Reports” — Alexander Payne Offers Comprehensive Law Reports, Spanning Over A Century Of Nigerian Jurisprudence
Interested buyers are encouraged to place their orders and enquiries via:
0704 444 4777, 0704 444 4999, 0818 199 9888
Website: www.alexandernigeria.com
The book, titled The Law of Torts in Nigeria: A Functional Approach, authored by Professor Hagler Sunny Okorie Ph.D and Ikeocha, Nathaniel Ngozi Esq, offers law students, practitioners, and academics a comprehensive guide to understanding and applying tort law in Nigerian courts. Interested buyers can place orders via the following contact numbers: 08028636615, 08037667945, 08032253813, or +234 902 196 2209.
________________________________________________________________________
[A MUST HAVE] Evidence Act Demystified With Recent And Contemporary Cases And Materials
As an added bonus, every purchase comes with a FREE ebook titled: “AI in Legalpedia and Law Pavilion: A Research Guide.”
Ohio Books Ltd praises the publication, stating:
"....this is the only Nigerian book I know of on the topic."
How to Order:
📞 Call, Text, or WhatsApp: 08034917063 | 07055285878
📧 Email: benadigwe1@gmail.com
🌎 Website: www.benadigwe.com
Ebook Version: Access it directly online at https://selar.com/prv626
